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Dear NABIP Members,
We need your help in urging Congress to OPPOSE the Insurance Fraud Accountability Act (US S 976/H.R. 2079), which fails to address the root causes of fraud in the ACA marketplace and instead unfairly targets licensed agents and brokers who help millions of Americans access quality healthcare. Let your legislator know TODAY the real consequences of this legislation and how main street Americans will be negatively impacted.
The primary threat to the Marketplace is not ethical brokers but call centers and private firms that exploit regulatory gaps: particularly through Enhanced Direct Enrollment (EDE) pathways. These entities use their technical infrastructure to mass-enroll consumers, often without consent or by manipulating income data to maximize APTC eligibility.
This bill takes a one-size-fits-all approach to regulating the ACA marketplace, unfairly targeting agents and brokers who advocate for their clients, by permitting the government to audit agents based on enrollment patterns that so much as suggest fraud. Brokers like you who diligently support their clients will be unnecessarily burdened by this legislation.
The provisions of this legislation do not enact any real reforms that will combat fraud in the ACA marketplace. NABIP has consistently advocated for safeguards for the ACA marketplace to ensure that cybercriminals do not have access to sensitive patient information, including implementing two factor authentication to protect consumer data. Instead, this bill will only create unnecessary red tape for agents, while allowing criminals to continue to commit fraud.
CLICK HERE TO TELL YOUR LEGISLATORS TO OPPOSE S 976/H.R. 2079
Join NABIP today in urging Congress to oppose the Insurance Fraud Accountability Act and instead focus on real solutions that enhance consumer protections and eliminate fraudulent activities.
Contact your legislator. Send an Operation Shout today urging them to oppose this misguided bill.
Tell your clients to take action. Your clients may be directly impacted by this and may also send a direct message to their legislators explaining why they should oppose this bill. Tell them to take action here!
Thank you for your dedication in advocating on behalf of your business, your clients, agents and brokers, and American consumers.
Thank you,
The National Association of Benefits and Insurance Professionals
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